Adam Long

Safe and Simple Investing with Guaranteed Investment Certificates (GICs) Imagine taking a handful of cash, digging a small hole in your backyard, and planting that cash in the ground. You pat the soil with your shovel. Wipe the sweat from your forehead. Sure, it may seem a little insane. Maybe the neighbours start talking, but it doesn’t faze you. You’re

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What Are Nominee Name GICs and How Are They Different than Client Name GICs?  Let’s be honest. GICs aren’t the most exciting investment options out there. That shouldn’t come as a surprise. I mean, have you ever sat and watched a tree grow? Of course not. And investing in GICs is kind of like that. You put your money into

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What Are Open Banking APIs? Banking has always had its interfaces. They’ve just changed over time. Let’s go back some years to when you were a kid when the bank was a physical branch with walls and a roof, and your parents waited in line for an available teller in order to pay a bill or deposit a cheque or

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Cashable GICs vs. Redeemable GICs GICs require commitment. And commitment is tough. Don’t take my word for it, though. Do you wish to redeem your money at any time from GICs? Then, redeemable GIC gives you this option. Just ask that one distant aunt of yours. Let’s call her Aunt Darlene. You know the one—she’s the aunt who isn’t reallyRead more

Ask any small business owner how they got their business off the ground. Maybe they’ll tell you how they bootstrapped their initial business idea with a handful of personal credit cards. Or maybe they were luckier than that. Maybe they had an initial upfront investment, a kind of nest egg from a close family member, some rich Uncle Norman who

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Term Deposits: Safe and Simple Investing Imagine taking a handful of cash, digging a small hole in your backyard, and planting that cash in the ground. You pat the soil with your shovel. Wipe the sweat from your forehead. Sure, it may seem a little insane. Maybe the neighbors start talking, but it doesn’t faze you. You’re finally doing it.

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What’s the Difference Between Consumer-Directed Finance and Open Banking? First off, let’s get all the confusion out of the way. If you’re wondering what consumer-directed finance means, there’s a good chance you’re also wondering what open banking means. And that’s not your fault. The terminology around how industry players and advisors talk about the financial services framework has evolved since

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