Scale without Disruption.
A composable core banking platform for banks to scale without disruption, integrate seamlessly, and power the banking experiences Canadians rely on every day.
Built for Banks. Designed for Canadians.
Composable Components
Replace what you need, when you need to. Our component-based architecture lets you modernize critical parts of your core or add on new capabilities, introducing advanced flexibility and control.
API-Based Integration
Connect with existing systems and new partners through thoughtfully designed APIs—so you can move faster, reduce manual work, and launch entirely new banking experiences with ease.
Cloud-Enabled Confidence
Deploy in a secure, cloud environment—like Amazon AWS—to scale confidently and adapt quickly to evolving customer, regulatory, and business demands.
Launch New Banking Experiences with a Composable Core.
Deliver powerful new banking experiences faster without compromising on compliance, security, or integration. Choose only the capabilities you need—term deposits & GICs, retail banking, lending, or investment management—and configure financial products to meet the evolving needs of Canadians.
Launch Everyday Banking Experiences
Launch everyday banking your way. Manage chequing, savings, and registered accounts through a customer-centric platform built to support both in-branch and digital experiences, while meeting Canadian KYC and regulatory requirements.
Streamline GIC Sales & Administration
Configure flexible GICs and term deposits, support client and nominee name options, and connect to Canada’s extensive broker network with built-in CANNEX integration. Automate sales, simplify administration, and stay compliant.
Offer Flexible Lending Solutions
Support personal loans, lines of credit, and secured lending with a configurable loan system that adapts to your institution’s policies and workflows. And with integrated mortgage origination and management tools, you can deliver a complete end-to-end homebuyer journey for Canadians.
Manage Registered Investments
Effortlessly manage registered investments with built-in compliance. From RRSPs and RESPs to TFSAs and FHSAs, support a wide range of Canadian registered accounts and investment options with seamless CRA tax reporting and regulatory compliance controls.
Why Do Canada’s Leading Banks Choose Portfolio+?
Trusted by 6 of Canada’s 7 Largest Financial Institutions
Leverage regulatory expertise, deep product flexibility, and integration-ready architecture that works in the real world.
Comply with Canadian Regulations
Designed for Canadian banks and their regulatory requirements, our platform supports CRA tax reporting, KYC-compliant controls, FINTRAC-aligned AML workflows, and the administration of registered investments. Compliance isn’t an add-on—it’s embedded.
- Support registered investments like RRSPs, RESPs, TFSAs, FHSAs, and more
- Automate CRA tax reporting to reduce manual work and ensure accuracy
- Streamline onboarding with KYC-ready verification and data capture
- Align with AML expectations through FINTRAC-compliant controls and workflows
Embrace Advanced Flexibility, Scalability, and Security
A flexible, secure infrastructure designed to support your growth and protect your data. Portfolio+ leverages the scalability of AWS with a single-tenant architecture, ensuring performance, security, and future-proof innovation.
- Single-tenant, cloud-deployable architecture for enhanced security, data isolation, and customization
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AWS-optimized infrastructure for built-in scalability, resilience, and cost efficiency
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Compliance with Canadian data residency and security standards to meet regulatory and enterprise requirements
Connect Systems and Configure with Ease
Integrate seamlessly with your systems and partners—while configuring financial products to meet evolving market needs. Portfolio+ gives Canadian banks the flexibility to scale, adapt, and deliver without complexity.
- API-based design for integration and launching new digital experiences
- Pre-configured interfaces for broker networks, payment processors, and other key partners
- Configurable financial products to launch and adapt offerings without custom development
- Internal system connectivity to unify data and workflows across your organization
Explore How It Works
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