Pivot to the one-click economy

Decoupling of business logic and API-driven access to core systems allow legacy banks to provide innovative financial solutions that address specific customer, market and industry requirements. BaaS technology enables an end-to-end approach to the financial journey of customers. It combines the cloud-based infrastructure of neo banks, fintech enterprises and third-party organizations with specific banking functionality to configure bespoke financial services.

The Portfolio+ BaaS platform unbundles core banking infrastructure, enabling borderless banking via both open banking services and cross-selling functional capabilities. Our platform empowers banks to create mobile apps that link customer accounts and online banking services with non-banking products. This facilitates in-app, API-based access to banking functions, including personal financing, lending, payments, cards, deposits, insurance, and customer onboarding.

The plug-and-play capability of BaaS technology enables financial enterprises to cultivate digital consumers with a marketplace model for value-added services. Our BaaS platform supports personalized financial solutions for both B2B and B2C businesses. It enables financial enterprises to foray into new markets and acquire new customers by building bespoke financial products and offering white-labelled banking services. Significantly, it provides mobile-first customers with single-click access to financial services from their preferred apps.