Yeniffer Padrino

It should be obvious by now: a loan origination system (LOS) is one of the most effective ways to transform a financial institution’s lending operations. The right loan origination software for banks and credit unions in Canada will not only streamline lending, leading to faster, more efficient approvals, but it will also help institutions prepare for a future of personalized,

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The Bank of Canada Hits Pause (Again). HERE'S WHAT IT MEANS AND WHY FINANCIAL INSTITUTIONS SHOULD PAY ATTENTION If you were hoping for a big surprise from the Bank of Canada this week, you didn’t get it. On July 30, the BoC held its overnight rate steady at 2.75% for the third straight time. But while the headline is familiar,Read more

Why Banks, Credit Unions, and Alt-Lenders Need to Act Now Lending isn’t just a revenue stream, it’s the engine that powers member trust, community impact, and long-term growth. But in today’s rapidly evolving financial landscape, traditional lending processes are falling behind. Between margin compression, growing regulatory demands, and tech-savvy borrower expectations, financial institutions in Canada are at a crossroads: continueRead more

Open Banking in Canada: The Future Is (Almost) Here. Are Financial Institutions Ready? After years of slow progress, Open Banking in Canada is now firmly back in the headlines — with the federal government confirming it will introduce the next phase of legislation “at the earliest opportunity.” It’s a timely move for an industry overdue for modernization in how CanadiansRead more

Why You Can't Miss Todd Keirstead at the Portfolio+ Open September 16 at Angus Glen If there’s one reason to clear your calendar for the Portfolio+ Open on September 16, it’s this: Todd Keirstead will be there. This isn't just a golf tournament. It's a chance to meet, watch, and connect with one of the most electrifying and inspiring personalitiesRead more

Riding the Waves of Change: Our Takeaways from CCUA’s 2025 National Conference Last week, our Portfolio+ sales team had the pleasure of joining credit union leaders, fintech innovators, and financial trailblazers at the Canadian Credit Union Association’s 2025 National Conference, hosted in beautiful Halifax. With the Atlantic breeze in the air and the theme “Waves of Change” at the center

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Empowering Canadian Financial Institutions with Automated Term Deposit Processing Technology TORONTO, March 11, 2025 /CNW/ – Portfolio+, a leader in Canadian banking technology, today announced that Habib Canadian Bank has selected the company’s automated term deposit solution to launch nominee-name guaranteed investment certificates (GICs) through a network of deposit brokers, reaching Canadians nationwide. The technology will streamline deposit sales and processing, help meet

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