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Open Banking in Canada: From Policy to Platform Insights from Open Banking Expo Canada 2026. Last week, Open Banking Expo Canada brought together more than 600 regulators, banks, fintechs, and technology leaders in Toronto to discuss the next phase of Canada’s consumer-driven banking framework and how the industry will move from policy discussion to real-world implementation. The Portfolio+ team wasRead more

Term Deposit Re-Registration Automation: What Great Deposit Ops Looks Like in 2026 Today, term deposits (GICs) aren’t just a product, they’re a deposit strategy. And re-registration is where that strategy either holds… or quietly collapses under operational drag. This article skips the basics and focuses on what deposit leaders actually care about now: What does “good” look like after implementation?Read more

Capturing Deposits Beyond Your Member Base with CANNEX How Canadian financial institutions expand funding without adding complexity. In today’s Canadian banking environment, deposit growth is no longer confined to your member base. Market transparency, competitive pressure, and funding strategy demands mean that financial institutions of all sizes are exploring non-member deposits as a reliable source of funding. For many, CANNEXRead more

Giving Back, Together. One Toy, One Smile, One Community Every year, our team comes together to support the Lions Club of Stouffville Toy Drive, a local initiative that ensures families in our community can experience a little extra warmth and joy during the holiday season. This year, something special happened. Our teams exceeded every expectation! With more toys and donations,Read more

Open Banking Isn’t the Future It’s Already Here. Consumer expectations have shifted. Regulations evolved. Technology accelerated faster than anyone predicted. Now, open banking is entering its next chapter , and financial institutions that act now will lead the change. In 2021, we shared a perspective on how open banking regulations were beginning to reshape financial services and spark new competitionRead more

A Smarter, Safer Way to Grow Your Money: Understanding Term Deposits (GICs) Term deposits, commonly known as Guaranteed Investment Certificates (GICs), are having a major moment in Canada. Between shifting interest-rate expectations, updated CDIC coverage rules, and a rising demand for stable returns, Canadians are rediscovering the value of guaranteed savings products. They’re simple. They’re predictable. And in a market

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What Is Loan Origination Software? The right loan origination software can make a world of difference when it comes to lending, and a loan origination system can arguably provide one of the most impactful ways to completely transform an organization’s lending process. That’s why Canadian banks, credit unions, and financial institutions are always seeking new technologies in order to improve

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Mergers promise growth, but they also test every part of your organization. Bringing two credit unions together isn’t just about combining balance sheets or teams. It’s about blending cultures, systems, and expectations, all while keeping your members confident that everything will keep working exactly as it should. For many, that’s where the real challenge begins. For many credit unions, mergersRead more

Credit Union Mergers bring growth, but also complexity. When two credit unions merge, the real challenge often begins after the agreement is signed. Different systems. Conflicting data. Legacy cores that can’t keep up with new member expectations. As credit unions across Canada consolidate to strengthen reach and resilience, technology is becoming the biggest challenge, and the biggest opportunity. When twoRead more

Canadian banks and credit unions are in a race to attract and retain deposits, but the real challenge isn’t in finding the funds. It’s in overcoming the operational barriers that slow down growth, limit flexibility, and add unnecessary risk. At Portfolio+, we’ve seen how even top-performing institutions lose momentum due to legacy systems, manual processes, and compliance overload. That’s whyRead more